shirish
06-17 11:31 AM
As per my research, this restiriction is there for almost every one (Atleast the one i checked). BUt added advantage with ICICI ot tata AIG, of bajaj allianze is that medical emergency even if it is out of pre-existing conditions are covered. where as the insurance companies in the US do not cover them.
I used ICICI for my parents. My dad had to use the insurance unfortunately. Due to his age (60 yrs) they paid only part of the expense, but i did not have to pay from my pocket except the prescription medicins.
In another case, one of my friend had purchased insurance for his mother here in US, she was diabetic, and unfortunately her kidneys failed when she was in US. Insurance company did not pay anything, as it was due to pre-existing condition.
There are advantages and disadvantages with both. You need to choose based on your condition.
Hope this helps.
Please remember that ICICI gives LIMITED coverage for anyone above the age of 56. It is mentioned in the "fine print". They have a restriction of say $1200 per day of hospitalization (not sure of the exact amount- but somewhere in that region).
The same is true for TATA Travelguard
It sounds like Comprehensive Insurance from a US company might provide the best "insurance"
I used ICICI for my parents. My dad had to use the insurance unfortunately. Due to his age (60 yrs) they paid only part of the expense, but i did not have to pay from my pocket except the prescription medicins.
In another case, one of my friend had purchased insurance for his mother here in US, she was diabetic, and unfortunately her kidneys failed when she was in US. Insurance company did not pay anything, as it was due to pre-existing condition.
There are advantages and disadvantages with both. You need to choose based on your condition.
Hope this helps.
Please remember that ICICI gives LIMITED coverage for anyone above the age of 56. It is mentioned in the "fine print". They have a restriction of say $1200 per day of hospitalization (not sure of the exact amount- but somewhere in that region).
The same is true for TATA Travelguard
It sounds like Comprehensive Insurance from a US company might provide the best "insurance"
wallpaper Zac Efron And Vanessa Hudgens
kubmilegaGC
09-15 11:21 PM
kubmilegaGC - Yeah, lets hope so. Let's see who is going to be the last man standing!!! :D
Btw, do you know the sequence to get to the POJ method for TSC center? I am planning on calling them tomorrow.
Thanks!
btw, I hope none of us will be "the last man" standing :) lets not wish for it!
Btw, do you know the sequence to get to the POJ method for TSC center? I am planning on calling them tomorrow.
Thanks!
btw, I hope none of us will be "the last man" standing :) lets not wish for it!
Hassan11
03-14 09:01 AM
You need to relax and change your tone. This tone is very inappropriate in this forum. We are here to ask questions. You have no right to talk to people like this. Just because we are trying to understand a very obvious change in policy from USCIS, it doesn�t mean that we are against you or anybody in the same position as you. I am happy that EB2 India has established a cutoff date, but I can still ASK questions on this forum. Stop patronizing people and CHANGE your tone.
since you seem to be completely unaware, let me rub some salt in....here, go read Act 202(a)(5) and educate yourself.....yeehaw !!!
http://www.uscis.gov/propub/ProPubVAP.jsp?dockey=cb90c19a50729fb47fb0686648558 dbe
since you seem to be completely unaware, let me rub some salt in....here, go read Act 202(a)(5) and educate yourself.....yeehaw !!!
http://www.uscis.gov/propub/ProPubVAP.jsp?dockey=cb90c19a50729fb47fb0686648558 dbe
2011 Do Zac Efron And Vanessa
vikram2101
08-22 03:28 PM
I like your response, really -- I think it's frank and hits upon what it means to be Indian at heart.
BUT, when one makes a decision to immigrate - he/she's not just making that decision for himself - but also for his/her spawns and the future generations to come. Is it fair for us to rob them of (well, i know most american born desi kids don't care a rats ass about going/being in India) - what it feels to be an Indian at Heart? what it 'Really' feels like to be watching/talking cricket/movies on 'em gullies, what it's like to be eating gaadi chaat, what a festival should really feel/look like .. and a bunch of other stuff- -that happens only in India.
not trying to discount anyone's opinions .. it's just the internal dilemma that needs addressing
Ofcourse, the world is getting smaller - faster than ever. The next generation of american born desi kids may well be more desi than their indian counterparts .. some food for thought :rolleyes:
BUT, when one makes a decision to immigrate - he/she's not just making that decision for himself - but also for his/her spawns and the future generations to come. Is it fair for us to rob them of (well, i know most american born desi kids don't care a rats ass about going/being in India) - what it feels to be an Indian at Heart? what it 'Really' feels like to be watching/talking cricket/movies on 'em gullies, what it's like to be eating gaadi chaat, what a festival should really feel/look like .. and a bunch of other stuff- -that happens only in India.
not trying to discount anyone's opinions .. it's just the internal dilemma that needs addressing
Ofcourse, the world is getting smaller - faster than ever. The next generation of american born desi kids may well be more desi than their indian counterparts .. some food for thought :rolleyes:
more...
prince_waiting
09-13 01:27 PM
The company I work in is a medium sized business organization. My boss is a staunch republican. I hope to make him aware of these 2 bills and request him to write to the locol congressman and the senator. If we can all do the same then we can buil substantial momentum towards getting these 2 bills passed. Since most of the businesses have republican leanings and at some time have contributed towards the GOP in some way, their endorsements can have a major impact.
srinivasj
01-18 04:56 PM
i am ready to contribute...please count me in...
more...
small2006
08-14 11:05 AM
It took me around 4 years. EB2 India, started as a scientist later physician and endless headaches ...... but its over now. Got my card yesterday. Its an amazing stress relief and confidence booster.
I could have tried EB1 too but wasnt sure how it would turn out hence stuck to EB2.
PD Dec 2005, EB2, RD for 485 Sept 2007. Welcome notice August 5 2008.
For some odd reason I got a red on this forum. I dont know who did that and why. But I dont care.....
For those who are waiting: Keep pushing and thinking of new ways of making this work. if you are EB3 try to become EB2 and even EB1. In the end all that matters is getting the card.
As regards this forum. I never contributed but found this to a good source of information.
bye bye:)
My PD is also Dec 2005 (EB2) and RD for 485 is Sep 2007. When did you finish your FP? I am just trying to understand the similarities b/w our cases although it may be a pointless exercise.
Thanks.
I could have tried EB1 too but wasnt sure how it would turn out hence stuck to EB2.
PD Dec 2005, EB2, RD for 485 Sept 2007. Welcome notice August 5 2008.
For some odd reason I got a red on this forum. I dont know who did that and why. But I dont care.....
For those who are waiting: Keep pushing and thinking of new ways of making this work. if you are EB3 try to become EB2 and even EB1. In the end all that matters is getting the card.
As regards this forum. I never contributed but found this to a good source of information.
bye bye:)
My PD is also Dec 2005 (EB2) and RD for 485 is Sep 2007. When did you finish your FP? I am just trying to understand the similarities b/w our cases although it may be a pointless exercise.
Thanks.
2010 vanessa-hudgens-picks-up-zac-
GCard_Dream
01-31 11:29 AM
I haven't read anywhere about what would happen to existing approved labors but since they can no longer be substituted, my understanding is that they can only be used for the original beneficiary. If that person has left the company then that labor is just trash.
This should help because lot of people who have moved to other companies after the labor was approved, those labors will just be useless and taken out of circulation.
If this law does not apply to existing labors, we will still be in the same situation. BTW, what is a desi company. How come it can sell labors? Is selling labor legal?
This should help because lot of people who have moved to other companies after the labor was approved, those labors will just be useless and taken out of circulation.
If this law does not apply to existing labors, we will still be in the same situation. BTW, what is a desi company. How come it can sell labors? Is selling labor legal?
more...
ilikekilo
05-24 10:05 PM
[QUOTE=paskal]this is the code that has been amended
do u have a valid link for evidence the last time i sw was it was $8500 on aila.com
do u have a valid link for evidence the last time i sw was it was $8500 on aila.com
hair Vanessa Hudgens and Zac Efron
gc_on_demand
06-12 01:15 PM
Please call lawmakers for our own cause.
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NKR
01-31 01:01 PM
^^^^
I think a few hours is left to vote. so pls do now.
I think a few hours is left to vote. so pls do now.
hot Zac Efron and Vanessa Hudgens:
pv2715
05-20 05:08 PM
Docwa?
Do you know if they cover pre-existing conditions?
Do you know if they cover pre-existing conditions?
more...
house Vanessa Hudgens Not
snathan
04-26 03:13 PM
http://www.businessweek.com/bwdaily/dnflash/content/apr2009/db20090423_219068.htm
But advocates for skilled immigrants�many of whom remain stuck for years on H-1Bs waiting in the long queue for permanent residency�worry that the bill is a political maneuver rather than an earnest effort at reform. Aman Kapoor, president of the skilled immigrant advocate group Immigration Voice, says that a more effective bill would ensure H-1B visa workers are on a level playing field with U.S. workers. "Skilled immigrants on H-1Bs don't get the same rights and protections as everyone else," says Kapoor. "So wouldn't the solution be to empower and enable the skilled immigrants on H-1Bs such that�skilled immigrants on H-1s have adequate protections so that no one can take advantage of [them]? But no one wants to talk about protections for skilled immigrants."
I posted my commnets on thiss....did you.
But advocates for skilled immigrants�many of whom remain stuck for years on H-1Bs waiting in the long queue for permanent residency�worry that the bill is a political maneuver rather than an earnest effort at reform. Aman Kapoor, president of the skilled immigrant advocate group Immigration Voice, says that a more effective bill would ensure H-1B visa workers are on a level playing field with U.S. workers. "Skilled immigrants on H-1Bs don't get the same rights and protections as everyone else," says Kapoor. "So wouldn't the solution be to empower and enable the skilled immigrants on H-1Bs such that�skilled immigrants on H-1s have adequate protections so that no one can take advantage of [them]? But no one wants to talk about protections for skilled immigrants."
I posted my commnets on thiss....did you.
tattoo Not only are Zac Efron and
srikondoji
10-13 02:41 PM
Nicely said.
Don't know if it was Roman or greek, but they kept on diluting their currency (gold coins) with copper to support their spending and populist schemes. They kept on diluting to the extent that even India stopped exporting spices becuase their coins were not worth as much as they use to once upon a time.
This is what is happening to dollar.
America is loosing their grips pn global financial system. Even though it will be remembered as the founder of free maket, it has rushed too fast and forced other countries to open up their financial system. HOwever, three essential ingedients of free market theory have not been handled well.
Price discovey, Capital allocation and Flow of liquidity.
We are at a point, where all countries can reject free market as a failed attempt or pick it up from here and strengthen it going foward. Regulation is a must or else we will hit the bump again in future.
Without a proper trading system and regulator price discovey is vey hard and bubbles keep occuring.
This is vey true in case of real estate poperties. There are many localities in Hyderabad where propeties have not been priced appropriately.
In a matter of 1 year, property prices in some localities have gone up multi fold just because of 1 or 2 transactions by desparate buyers.
There is no price differential between 100 sq yards propety or 1000 sq yards property on a per sq yard price basis.
ROE is far greater on investments made on proportionate basis on 1000 sq yard plot compared to 100 sq yard plot. Without regards fo town planning, return on investments every piece of land was priced with the same yard stick.
I think it is best to follow the quotes below
"When eveybody is buying, something is definitely wrong."
"When everybody is selling, again something is wrong".
I don't know much about buying house/property in India. Maybe you want to have a close family member keep an eye on your property otherwise a land graber/local gunda in the area may take possession of your property while you are here/away.
But I find some of the discussion in this thread extremely intriguing. There were specific conditions in 1930s, 1960s, 1990s that caused recovery in those times. Leadership & American generation were ready to sacrifice and do hard work. Contrary to the hard work done during those times, large percentage of the current population is indifferent and does not care to know about the current crisis, not knowing the gravity of the situation. Majority of the population was, still is, opposed to $700 billion bailout/rescue not knowing what is going on. The ups and downs in the stock market is just the beginning. Coming year is going to be very tough, specially on folks are in the situation that require them to visit this forum every now and then.
Every great and prosperous nation is just one generation away from losing its greatness. History teaches us that Great nations lost their greatness/cease to exist because the larger populations ignored the times of crisis. Most people say that America has always come out of crisis in the past and just like those times, America will again come out of the current crisis. That's what everybody expect and wants to see happen, as if there will be a miracle and everything will get fixed. Everybody including media/leadership are taking things for granted, as if things will turn around by itself just because things have turned around in the past. But this apathy is very dangerous. Here is why - we can say with fair bit of certainty that Romans must have also said during their time of crisis that things will be fine, they have always gotten fine because we are the Romans, the empire of Gods, or whatever. Likewise, this time around, media/leaders are guided by similar rhetoric. I find this behavior very dangerous. In 1930s/60s/90s there was able leadership and American generations during those times were ready to do their share. It doesn't appear such this time, atleast not right now. Maybe we have sometime to come out of the crisis and things will change in the near future. But without change in the direction, things don't look very good right now.
Rome was not built in one day and it did not perish in one day. If leadership and population continue to ignore the gravity of the crisis, there is only one possible outcome.
The positive aspect this time around is, due to globalization, other nations have stake in American economy and are willing to come to the rescue. Even nations like China and Russia are willing to step-up. This would have been unthinkable in an un-globalized world. But other nations can only do so much. Ultimately, the larger population in America will have to step up, and that includes us, there is no other way. Now G-7 is working together to come up with a comprehensive plan. A lot of people beat down on globalization, but till now it is working as was designed, which is good, and other friendlier/unfriendlier nations are willing to step-up.
Another foreseeable opportunity to fight the current situation is, world energy crisis. America can use the world energy crisis to turn things around, not necessarily subscribing to ideas from businessmen like T Bone Pickens/natural gas to promote their business and blah bhah blah, but something else, which makes America - a leader to solve the energy requirements of over 6 billion people, when estimated 20% of the world population consumes 95% of the world energy.
I don't know if you should buy property in India or if you should buy gold. But in the grand scheme of things, if I were you, I would hang on to the "cash" very close to my chest. Things are really bad, a lot more than what meets the eye or what is apparent.
.
Don't know if it was Roman or greek, but they kept on diluting their currency (gold coins) with copper to support their spending and populist schemes. They kept on diluting to the extent that even India stopped exporting spices becuase their coins were not worth as much as they use to once upon a time.
This is what is happening to dollar.
America is loosing their grips pn global financial system. Even though it will be remembered as the founder of free maket, it has rushed too fast and forced other countries to open up their financial system. HOwever, three essential ingedients of free market theory have not been handled well.
Price discovey, Capital allocation and Flow of liquidity.
We are at a point, where all countries can reject free market as a failed attempt or pick it up from here and strengthen it going foward. Regulation is a must or else we will hit the bump again in future.
Without a proper trading system and regulator price discovey is vey hard and bubbles keep occuring.
This is vey true in case of real estate poperties. There are many localities in Hyderabad where propeties have not been priced appropriately.
In a matter of 1 year, property prices in some localities have gone up multi fold just because of 1 or 2 transactions by desparate buyers.
There is no price differential between 100 sq yards propety or 1000 sq yards property on a per sq yard price basis.
ROE is far greater on investments made on proportionate basis on 1000 sq yard plot compared to 100 sq yard plot. Without regards fo town planning, return on investments every piece of land was priced with the same yard stick.
I think it is best to follow the quotes below
"When eveybody is buying, something is definitely wrong."
"When everybody is selling, again something is wrong".
I don't know much about buying house/property in India. Maybe you want to have a close family member keep an eye on your property otherwise a land graber/local gunda in the area may take possession of your property while you are here/away.
But I find some of the discussion in this thread extremely intriguing. There were specific conditions in 1930s, 1960s, 1990s that caused recovery in those times. Leadership & American generation were ready to sacrifice and do hard work. Contrary to the hard work done during those times, large percentage of the current population is indifferent and does not care to know about the current crisis, not knowing the gravity of the situation. Majority of the population was, still is, opposed to $700 billion bailout/rescue not knowing what is going on. The ups and downs in the stock market is just the beginning. Coming year is going to be very tough, specially on folks are in the situation that require them to visit this forum every now and then.
Every great and prosperous nation is just one generation away from losing its greatness. History teaches us that Great nations lost their greatness/cease to exist because the larger populations ignored the times of crisis. Most people say that America has always come out of crisis in the past and just like those times, America will again come out of the current crisis. That's what everybody expect and wants to see happen, as if there will be a miracle and everything will get fixed. Everybody including media/leadership are taking things for granted, as if things will turn around by itself just because things have turned around in the past. But this apathy is very dangerous. Here is why - we can say with fair bit of certainty that Romans must have also said during their time of crisis that things will be fine, they have always gotten fine because we are the Romans, the empire of Gods, or whatever. Likewise, this time around, media/leaders are guided by similar rhetoric. I find this behavior very dangerous. In 1930s/60s/90s there was able leadership and American generations during those times were ready to do their share. It doesn't appear such this time, atleast not right now. Maybe we have sometime to come out of the crisis and things will change in the near future. But without change in the direction, things don't look very good right now.
Rome was not built in one day and it did not perish in one day. If leadership and population continue to ignore the gravity of the crisis, there is only one possible outcome.
The positive aspect this time around is, due to globalization, other nations have stake in American economy and are willing to come to the rescue. Even nations like China and Russia are willing to step-up. This would have been unthinkable in an un-globalized world. But other nations can only do so much. Ultimately, the larger population in America will have to step up, and that includes us, there is no other way. Now G-7 is working together to come up with a comprehensive plan. A lot of people beat down on globalization, but till now it is working as was designed, which is good, and other friendlier/unfriendlier nations are willing to step-up.
Another foreseeable opportunity to fight the current situation is, world energy crisis. America can use the world energy crisis to turn things around, not necessarily subscribing to ideas from businessmen like T Bone Pickens/natural gas to promote their business and blah bhah blah, but something else, which makes America - a leader to solve the energy requirements of over 6 billion people, when estimated 20% of the world population consumes 95% of the world energy.
I don't know if you should buy property in India or if you should buy gold. But in the grand scheme of things, if I were you, I would hang on to the "cash" very close to my chest. Things are really bad, a lot more than what meets the eye or what is apparent.
.
more...
pictures Zac Efron leaving Vanessa
invincibleasian
02-27 07:32 PM
Assuming that you can still file for labor substitution, any suggestions on risk involved with substitution for future employment?
GOOD LUCK!!!
GOOD LUCK!!!
dresses Zac Efron leaving Vanessa
gc_lover
07-19 10:14 AM
Viral,
There is not much we can do. From Greg's yesterday's latest response that there were very few which were returned/rejected on July 2nd itself and this thread proves that we are not alone ...there are so many and status is unknown. Matthew Oh is also suggesting that it will be receipted. I think we are all safe and with time we will get receipt. Nobody...none of the attorney's are suggesting refiling. Now the thought that whether my packet was properly filed or not? I think that will always be there in the back of one's mind but if the attorney has done his/her job correctly I think we should not worry. Its not rocket science and documents required for filing are well known...so I would discount this risk. It appears we are all safe because as we all know that no rejection notices have been generated, packets if returned should have come back by now as per Greg....All in all it all points towards our packets being on hold there at respective centers....but as you rightly pointed out..towards the last week of July keep calling centers to know..but even before that keep eye on check clearing as that by far is the best and earliest clue that all is well with the case.
Stay tuned and I will keep on updating here on this nice thread that you created...i really appreciate it. Keep up the good work buddy!!
Best Regards,
That's a really sensible post man! Good work :)
There is not much we can do. From Greg's yesterday's latest response that there were very few which were returned/rejected on July 2nd itself and this thread proves that we are not alone ...there are so many and status is unknown. Matthew Oh is also suggesting that it will be receipted. I think we are all safe and with time we will get receipt. Nobody...none of the attorney's are suggesting refiling. Now the thought that whether my packet was properly filed or not? I think that will always be there in the back of one's mind but if the attorney has done his/her job correctly I think we should not worry. Its not rocket science and documents required for filing are well known...so I would discount this risk. It appears we are all safe because as we all know that no rejection notices have been generated, packets if returned should have come back by now as per Greg....All in all it all points towards our packets being on hold there at respective centers....but as you rightly pointed out..towards the last week of July keep calling centers to know..but even before that keep eye on check clearing as that by far is the best and earliest clue that all is well with the case.
Stay tuned and I will keep on updating here on this nice thread that you created...i really appreciate it. Keep up the good work buddy!!
Best Regards,
That's a really sensible post man! Good work :)
more...
makeup Zac Efron#39;s Pricey Present for
kcforgc
04-26 01:30 AM
I looked at the pdf briefly but did not completely understand what changes are proposed for H1b in the bill.
Below are some per my understanding. And also below are questions.
1) Now it looks like H1b requires PERM type recruitment. Is it only for new H1bs or also for extensions & Transfers?? Most of us are already in our 7th/8th year extensions and some others are in 9th & 10th years. It will impact further extensions or transfers and will jeopardize our GC process.
2) These changes would unnecessarily scare away genuine employers as it is like a mini- GC perm process. They may settle for an unqualified or less qualified citizen instead of hiring a highly qualified H1b suitable for the job.
Below are some per my understanding. And also below are questions.
1) Now it looks like H1b requires PERM type recruitment. Is it only for new H1bs or also for extensions & Transfers?? Most of us are already in our 7th/8th year extensions and some others are in 9th & 10th years. It will impact further extensions or transfers and will jeopardize our GC process.
2) These changes would unnecessarily scare away genuine employers as it is like a mini- GC perm process. They may settle for an unqualified or less qualified citizen instead of hiring a highly qualified H1b suitable for the job.
girlfriend zac-efron-vanessa-hudgens
vin13
09-17 10:40 AM
i hope they dont do that this time :(...i mean take a break at 11:30
hairstyles Zac Efron leaving Vanessa
sc3
08-12 02:09 PM
If you look at the PD progress for EB3 I, the only movement was during March and April 07.
Oct 07 - 22Apr 01
Nov 07 - 22 Apr
.. - 1 May 01
.. - 1 May 01
.. - 8 May 01
.. - 1 Aug 01
.. Oct 01
.. Nov 01
.. Nov 01
and U there after.
if the recapture bill doesnt pass, we are looking at something similar this year too, very little movement. My guess is that EB 2 I is also going to retrogress a bit, simply because of the number of applicants in that category. EB 3 ROW will also see slow movement because of the distribution pattern.
My guess is that it will move a bit more faster than last year. Note that Apr 22 was the hump day (been dealing that that day right through labor certification phase), after that, the movement was steady. The Nov1 showing up twice is due to exhaustion of the numbers. I am expecting a steady march going forward.
Oct 07 - 22Apr 01
Nov 07 - 22 Apr
.. - 1 May 01
.. - 1 May 01
.. - 8 May 01
.. - 1 Aug 01
.. Oct 01
.. Nov 01
.. Nov 01
and U there after.
if the recapture bill doesnt pass, we are looking at something similar this year too, very little movement. My guess is that EB 2 I is also going to retrogress a bit, simply because of the number of applicants in that category. EB 3 ROW will also see slow movement because of the distribution pattern.
My guess is that it will move a bit more faster than last year. Note that Apr 22 was the hump day (been dealing that that day right through labor certification phase), after that, the movement was steady. The Nov1 showing up twice is due to exhaustion of the numbers. I am expecting a steady march going forward.
kishore0302
09-17 10:51 AM
Did they start yet ?. Already 30 min over..in this session...
admin
04-14 09:10 PM
I just sent in my third $50 thru paypal. I wish I could contribute more. I am likely to come to bench soon and not in a position to do so. I feel bad...sorry guys.
As black_logs said, there is nothing to feel bad about. Out of the 3,000 members of our organization, less than 800 people have contributed money. So feel happy that you are contributing to the maximum extent that you are able to.
As black_logs said, there is nothing to feel bad about. Out of the 3,000 members of our organization, less than 800 people have contributed money. So feel happy that you are contributing to the maximum extent that you are able to.
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